RBI Policy Alert: New Personal Loan Regulations Could Affect Credit Access
RBI Policy Alert: Borrowers planning to take a personal loan in 2026 should stay informed. Recent regulatory tightening and supervisory signals indicate that banks and NBFCs may apply stricter credit assessment norms. While no blanket ban exists, evolving risk guidelines could affect eligibility, interest rates, and approval timelines. Here’s what you should understand before applying. … Read more